Received a voicemail today. Never identified who they were or who they were trying to reach. Just said that a debt was owed and if I didn't contact them they will put on record that I refused to pay.
Its gotta be a scam. I've got the same call several times. I finally had one give me more information getting case numbers (well, so he states which I haven't confirmed as of yet) however, had my last 4 of social and name but address was not mine; address is a relatives. Somehow he was able to get my cell number which I use for work and do not put out for public knowledge. The amount owed was like $3700. Was able to get the name of two banks which were First National and First Convience Bank... researched and they are one of the same. This person stated they were cash loans requested and approved on line (total of 4). I continued to push him more for detail stateing I had indentity theft in 2008 and had an attorney who would handle yet wanted to know more.. he stated that's all he can see. I blocked one number prior then they called from this one. If you go look at the stats you'll see these calls began hitting hard around the 21st of this month peaking apprxomiately the 25th. MANY are getting the same calls so it's a scam. I have saved the recording and will post out whereever I can because it's the same person (a recording) yet you don't reach that person nor a law firm if called. I asssume they think I'm going to send them the money... of course threats of cases being submitted to state of Texas to prosecute as a felony. I'm very pissed to begin with being my info is stil out here after taking me over 5 years to my life somewhat back in order... hit very hard as well as my 10 year old. So I will screw these f--ks every way I know how! PLEASE REPOST - SPREAD THE WORD - THE MORE WHO KNOW WILL HELP STOP THEM, for now anyways. I am pulling my credits reports just in case something I am not aware of has gottten past security measures, but I'm quite sure nothing there as personal info is simply sold to commit these crimes.... last time I heard a persons idnentiy was worth $1, yep ONE DOLLAR.. guess business is booming ya think? [***]
I received a call from this number yesterday. As previous people have stated they had my last 4. But the address was wrong, the job was wrong, and the bank. The guy stated that he couldn't give me anymore information and the case would be forwarded to Georgia. I told him you can stop right there because I have never taken out a loan and that I will forward his information to my lawyer. And why would a case that happened in Georgia need to be forwarded to Georgia. He stated that he was only a mediator . I laughed and told him to have a good day. He said that a lawyer will contact me to give me a court appearance. Yeah right picture that. Be careful even if you are just doing a job application online. Make sure the server you are using is secure and close all browsers. Never allow your information to be given to a 3rd party. Most of the free prize stuff is a scam to obtain your information. Take the necessary steps to protect yourself and your identity. We all work hard and we don't need scum like this trying to discredit us are make us confused. Last but not lease never send any MONEY.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
I received a call from 317-758-8992 on Monday, March 27th and again today, Wednesday, March 29th. Each time they did not leave a message.
I called back stating the above and that I knew who they were and the purpose of their call. I then said "Please take down the following, Proverbs 6:16-19 and Proverbs 12:22 and pass it on to the person who put you up to calling me. Take my number out of your system and have a blessed day." Click!
Received another call from this "company". This time the gentleman stated where he was calling from but never identified who he was trying to reach. I do not have my name on my voicemail. Anyway he stated if I did not call back, he would waive my rights and pass my case along to an attorney. NEVER give out personal information (SSN, bank/credit card) on the phone. Always ask for written verification which they are required to send. If they are legal, they will send you the proper documentation in the mail. By law third party debt collectors are required to send you notice which includes amount of debt, name of creditor and notify you of your rights (dispute all or part of the debt within 30 days). NEVER take someone's word for debt collection.