Midland's game is not really in the FBI's wheelhouse. We have two federal regulators with oversight of consumer debt collection, the CFPB and the FTC. They would welcome your input. You can also try the Attorney General of your state and MCM's home state of California.
It's nearly impossible that you would have incurred a genuine debt in your name. Midland is infamous for recklessly calling everyone and the neighbor's koi pond who they think might rattle the cage of some alleged debtor. You don't have to take that noise. Tell 'em to knock off; they must obey per state and Federal law. Even better if you send them a "shut up" letter with olde fashioned paper and USPS Certified Mail. See, junk debt collectors like to play stupid and pretend not to recall your verbal demands.
Prior discussion for "not me" cases is found here: http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Fair Debt Collection Practices Act - FTC
CFPB Q&A on the FDCPA
MCM is sure lucky to have a friend like you ratting out people who may not owe a nickel or cannot legally be sued, despite what MCM claims. They know they can count on your vengeful streak whenever they need intelligence on someone whose location was probably known to them from the beginning, which would not surprise me at all.
} It is forbidden by law for a debt collector, even if it is legit, to call anyone on their cell phone. They face a $1500 fine for each call, but they seem not to care.
They seem not to care because MCM's house counsel has read the FDCPA and TCPA and you haven't. DCA calls to mobile devices are not illegal in all times and ways. MCM can have a rep manually dial alleged debtors, rare as that is, and incur no liability. MCM can autodial and/or deliver canned messages with the consumer's prior express consent, which is generally obtained by a creditor before a single transaction occurs. Precisely what creates that consent has yet to find agreement among all court circuits, and they rely on previous FCC orders which are somewhat in conflict with the Congressional intent of the statute.
If you want to lawyer up, you'd best be ready to clearly demonstrate the agency's lack of express consent. Also understand that your potential damage award, and not "fine", is properly calculated at $500 per violation, not "per call". You don't get $1500 without clearing the "knowing and willful" hurdle. Lotsa room for "plausible deniability" in these disputes, which kills TCPA claims all the time. Caution: Your Results May Vary.
The FDCPA has nothing like a "Sunday blue law" against any collection contact. You would need your state law for a prohibition, which to my recall is rare or nonexistent.
As to "harassment", you won't have that claim until MCM ignores your demand to stop calling, or it's quite obvious that a hailstorm of calls was generated deliberately.
Im only 17, dont even have a bank account, and yet these people called me during school earlier today. I denied the call since I didnt know who it was and then sent them texts demanding to know who it was and how they got my number and threatened to report the number to the FBI. After reading others messages on here, I did report the number to the FBI for harassment and possible scamming.