I just received a call (long distance ring) from Accelerated Savings Inc. I picked up. The greeting seemed to be pre recorded. There was an option to speak to a live operator which I used (press 1). The representative did not introduce herself nor did she mention the company name or her first name. She merely said, "I understand you pressed 1 to discuss lowering your credit card interest rate." I said, "I pressed 1 because I have a few questions on the nature of this call." I proceeded to ask her who specifically in my houselhold they were trying to reach. She replied the person who's name would be appear on the phone bill. Sensing a scam, I also asked her which credit card(s) this assistance covered. She said Master Card and Visa. I proceeded to ask for the company name. She said she represented Accelerated Savings Inc. When I pressed for a website address, she sounded like she couldn't hear me and hung up.
I realize that people are desperate both the cons and the conned. Please be reminded that business is still best conducted face to face. DO NOT give your personal info over the phone or internet. I have the advantage of a sales background and know some of the tricks and persuasive arguments/tactics people (cons) can use. One is phony familiarity; they may already have a few general pieces of info about you which they may use to goad you into believing you've done business with them before or that they came by your information from a trusted source. Dont buy it.
Just got all call, all above would be true and should be followed. Please note they don't stop calling, at least once every few weeks, you think they would get the hint when you hang up. Too bad it just says Florida on my caller ID otherwise I would not pick it up but I do and it is the same recorded voice for card holder services.
First time they called, I asked for the "conditions" of their offer after asking for the lady's name - the name she gave could have been anything under the sun.
She continued with her yakking until I asked again, "what the conditions were". Big blank and then she hung up.
Now, whenever they call, I put them on the speakerphone without answering to tie up their lines.