Another scam call claiming I'm involved in some financial fraud. [***] need to be arrested, then beaten and shot. If only I had money to be involved in any financial fraud...
A "grand jury" for "financial fraud", no less! Those are serious claims ... seriously illegal, that is. Allegedly owing consumer debt in America is not a crime. An overdue payday loan is not "check fraud". Our laws make these facts very clear, yet criminals constantly try to fog our understanding.
Never let bullies on the phone confuse extortion with debt collection. Honest debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". There are no secretive "arbitrators", "assessment specialists", "detectives", "investigators", "mediators", "mitigators", or "prelitigation specialists". They are sweaty double-talking criminals with a script full of coercive remarks. The agents' horrid threats are empty and their conduct is illegal.
Lawful debt collection is a process, not an ambush. Early in that process you must be given a specific notice about your alleged debt and how to dispute it. From there, you have a right to obtain proof of claim *on paper*. Federal law does not expect you to take only the word of strangers on the phone that bad things are about to happen. Do not reward lawbreakers with your money. Challenge them always, sue them if you can.
FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
some people trying to steal money. wish they'd get a hard working job like the rest of us and have some shame for trying to take our hard earnings. geez. what's the matter with those people.