Rachel from Card Services really gets around! This time she called from Los Angeles, California offering me an opportunity to reduce my card interest to as little as 3% if I gave her my credit card numbers, my bank account numbers and my social security number so she could enter me into her data base. I really believe that Rachel is a made up name and that "she" does not exist and is a front name for a scam of great size. Every week I get a dozen calls from different numbers all identifying themselves as Rachel!