Who called from 3233258929

Here is there address and real phone number

Michael Haynes & Associates
65 Vineyard Rd,
Seekonk, MA 02771
(508) 639-9123

They call you with threats from Texas with a different company name so you can't do a search but their reps names linked it to this company.  Yes I'm that good at research.  When and when I receive a letter it will be forwarded to my attorney.  I am not avoiding a debt.  They said they are with Haynes Mediation Group.  This isn't even a real company listed anywhere as far as I can tell but their reps name were found with a deep search connecting them to this company with various verbage that matched perfectly.  I'm suspecting a call center in TX.  They left one message with one company name and then another message with a different company name.  I think they forgot who they really work for.

Call Leonard M. Halzell who is the manager of this "Company".  He runs it out of an Industrial warehouse according to the filings with the State of Massachusettes and also a P.O. Box.  IT is run out of Seekonk, MA , just across the state line from Providence, RI where he lives.  According to public FIlings Leonard M. "Lenny" Halzel's business address (the industrial warehouse) is 65 Vineyard Rd, Seekonk, MA  Phone 401-688-0026 and his email is [email protected] .  Also involved in this is Michael J. Halzel and Adam F. Craig >  http://www.corporationwiki.com/Massachusetts/ ... /137027392.aspx .       Leonard M. Halzell  can also be reached at 144 President Ave, Providence, RI 02906
(401) 331-6481 .   It appears callers for him operate out of several area codes (or possible just voip #'s from other area codes out of this warehouse).  My caller claimed to be Nina Schultz and gave a San Antonio, TX number of 210-272-9395. She left a lot of legal sounding terminology that sounded officical, but was strung together very awkwardly off a script.  Being in a legal related industry, it sounded wierd but might sound official to non-legal trained people.   There was a loosely veiled threat about a "civil complaint pending" which of course was untrue with a simple database check of the local court system.   I think they are just a junk debt buyer or possibly scam artists.  I don't even think they are a legitimate debt collection company given her repeated failure on 2 calls to give the requires FDCPA disclosure about it being an attempt to collect a debt. I have other compaints about this company with area codes from Texas, DC, California & others. MAke them verify any debt you supposedly have.  ASk them for THEIR contact address, email & phone number (A legitimate company will do this). Do NOT pay them. They are probably buying or acquiring dead debt or false debt from 10 years ago or more. Even if real, these would be well past any statute of limitation. Other than "Lenny" listed on the Massachusetts filing, the Resident Agent is Adam F. Craig, 544 River Road, Westport, MA 02790 - a residence.  So to sum up, this is a questionable business running out of a PO box, an industrial warehouse and using questionable practices regarding questionable "debt".

Illegal Debt Collection Practices Under the FDCPA

The FDCPA (15 U.S.C. §§ 1692 to 1692p) requires that a collection agency make certain disclosures and prohibits the collector from engaging in many kinds of abusive or deceptive behavior. Here are some collection actions prohibited by the FDCPA.

Communications With Third Parties
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For the most part, a collection agency cannot contact third parties about your debt. There are a few exceptions to this general rule. Collectors are allowed to contact:

Your attorney. If the collector knows you are represented by an attorney, it must talk only to the attorney, not you, unless you give it permission to contact you or your attorney doesn’t respond to the agency’s communications.

A credit reporting agency.

The original creditor.

Collectors are also allowed to contact your spouse, your parents (only if you are a minor), and your co-debtors.
But they cannot make these contacts if you have sent a letter asking them to stop contacting you.

There is one other exception. Debt collectors are allowed to contact third parties for the limited purpose of finding information about your whereabouts. In these contacts, collectors:

* must state their name and that they are confirming location information about you

* cannot identify their employer unless asked

* cannot state that you owe a debt

* cannot contact a third party more than once unless required to do so by the third party, or unless they believe the third party’s earlier response was wrong or incomplete and that the third party has correct or complete information

* cannot communicate by postcard

* cannot use any words or symbols on the outside of an envelope that indicate they are trying to collect a d bt (including a business logo or letterhead) if either would give away the purpose of the letter, and
cannot call third parties for location information once they know an attorney represents you.

Communications With You
---------------------------------
A debt collector’s first communication with you must tell you that he or she is attempting to collect a debt and that any information obtained from you will be used for that purpose. In subsequent communications, the collector must tell you his or her and the collection agency’s name.

A collector cannot contact you:
* at an unusual or inconvenient time or place—calls before 8 a.m. and after 9 p.m. are presumed to be inconvenient (but, if you work nights and sleep during the day, a call at 1 p.m. may also be inconvenient)
directly, if it knows or should have known that you have an attorney, or

* at work if it knows that your employer prohibits you from receiving collections calls at work. (If you are contacted at work and you are not allowed to have personal calls at work, tell the collector that your boss prohibits such calls.)

Harassment or Abuse
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In general, a collection agency cannot engage in conduct meant to harass, oppress, or abuse.

Specifically, it cannot:
* use or threaten to use violence
harm or threaten to harm you, another person, or your or another person’s reputation or property

* use obscene, profane, or abusive language
publish your name as a person who doesn’t pay bills (child support collection agencies are exempt from this in some states)

* list your debt for sale to the public

* call you repeatedly, or

* place telephone calls to you without identifying the caller as a bill collector.

You never have to put up with harassment. Just hang up the phone, or put the receiver down (without hanging up) and walk away.

False or Misleading Representations
------------------------------------------------
A collection agency can’t lie.

For example, it can’t:

*claim to be a law enforcement agency or suggest that it is connected with the federal, state, or local government (a collector making this kind of claim is probably lying, unless it’s trying to collect unpaid child support, or it’s a private check diversion program under contract with a district attorney)

* falsely represent the amount you owe or the amount of compensation the collection agency will receive

* claim to be an attorney or that a communication is from an attorney

* claim that you’ll be imprisoned or your property will be seized, unless the collection agency or original creditor intends to take action that could result in your going to jail or your property being taken

* threaten to take action that isn’t intended or can’t be taken—for example, if a letter from a collection agency states that it is a “final notice,” it cannot write you again demanding payment

* falsely claim you’ve committed a crime

* threaten to sell a debt to a third party, and claim that, as a result, you will lose defenses to payment you had against the creditor (such as a breach of warranty)

* communicate false credit information, such as failing to state that you dispute a debt

* send you a document that looks like it’s from a court or attorney or part of a legal process if it is not

* use a false business name, or claim to be employed by a credit bureau, unless the collection agency and the credit bureau are the same company.

Unfair Practices
---------------------
A collection agency cannot engage in any unfair or outrageous method to collect a debt.

For example, it can’t:

* add interest, fees, or charges not authorized in the original agreement or by state law

* accept a check postdated by more than five days unless it notifies you between three and ten days in advance of when it will deposit the check

* deposit a postdated check prior to the date on the check

* solicit a postdated check for the purpose of then threatening you with criminal prosecution

* cause you to incur communications charges, such as collect call fees, by concealing the true purpose of the communication

* threaten to seize or repossess your property if it has no right to do so or no intention of doing so
communicate with you by postcard, or put any words or symbols on the out­side of an envelope sent to you that indicate it’s trying to collect a debt.

This company collects OLD commercial debt that isn't always protected or regulated by the consumer Credit Laws.  It just so happens I live in a state that requires ALL collection companies to be licensed and gives businesses the same protection as a consumer even corps.   They aren't licensed in our state nor is the debt even mine.  I would welcome a lawsuit.  We know for fact it is not our debt.  They don't follow the laws and at this point I can go after them legally.  If they call me or my husband or family members I will be going after them.  I'm documenting and oddly I have the time.    Civil complaints are lawsuits and yes I'm protected by the consumer laws so keep calling me and help build my case.  Rob Fink Senior Partner with Haynes Mediation office 214-628-5726 oh and they sit next to each other Nina Schultz 210-272-9395 at Haynes & Associates (which is a real law firm in PA), Robert Horowitz you will all be on my complaint.  202-239-2551 with Mediation firm Haynes & Associates.  He sounded like he didn't know his own number or needed to look it up.  Go Ahead and process my paperwork.  I would love it.  It appears that none of these people know where they work.  Haines and Associates is a actual law firm with real lawyers but they are not them.  They are clever to try to hide their real company.  I repeat Haines & Associates is not them.  They are Michael Haynes & Associates from MA bottom feeders who hire vulgar not so bright people.  Mr. Fink's mom should be proud.  You better watch it because the actual law firm might just go after you.

Phantom Debt, plain and simple.. In most cases, it's debt that has been included in bankruptcy. The FTC warns about it, and suggest that you ignore it and report any information to them. FTC.gov. Mine was a number from 303-317-7300. Johnathon Spencer was the collection agent.. Haynes and associates, Beware!!!