Called my grandma and told her to make sure I called them. When I called, said I defaulted on a debt from 2008 and said there's a possible lawsuit with check fraud charges if I didn't settle the matter today. When I offered to pay settlement amount via cashiers check they said only credit or debit and emailed me a form to fill out with my personal info. Was told by my bank and HR department at work to not pay a dime. I googled the 2 numbers I've called and no business name came up for either. What yall think, legit or scam.