Been recieving harassing phone calls from this number. About a lay day loan tbrew Cottonwood back in 2008. I have never heard of the company Cottonwood. I have had pay day loans but have paid them. They said I have commited to accounts of fraud and theft by check. And will be taking me to court. I have been told this is a scam it just concern me because it is a local area Abilene Tx