What if they don't give you a court date? They go to court and then you get the Judgement by Default in the mail the next day after they have filed in the court?
Now my letter says "Unless we hear from you within 15 days from the date of this letter, we may recommend to our client that an Execution be forwarded to the Sheriff in Berkeley County and instructing the Sheriff to levy against your personal or real property to satisfy this judgement."
Brock and Scott called me for a debt that I think I had 7.5 years old. It has rolled off my credit report. I have not received any information from them but they called me everyday. I have not been home but am waiting information from them so that I may dispute the debt
I need help, they are threatening to sue me over a debt that has been written off and I could afford to jpay. Credit card in the amount of $862. Please tell me what I should do.
I would just about garantee that this guy's, like most other collectors, credit is absolutely rotten itself. Debt collectors are scum of the earth, that can only cope, when they feel like they are in charge of something. The reason being....anyone who knows them personally, wants nothing to do with them, for lack of personality or just the fact that they are [***]. Who in the world would, in their right mind, would want to be a debt collector.
Collection companies like to hire people with rotten credit because they know that these collectors have personal experiences on the consumer side, and know all of the excuses out there as for why their debts aren't paid. So get a life "MORON", you're probably more bogus than the folks you try to collect from!
I KNOW repeat KNOW about Brock & Scott. I've been helping a friend & KNOW all details of those matters. I was intrumental in finding a lawyer to go after B&S on friends behalf. And with MUCH success.
First, as others said before ... do NOT do Not talk to junk debt buyers or their henchmen; send them a certified letter with return receipt ( green card) requested as your proof. Tell em alleged debt is not yours & tell em to prove the alleged debt is owned by them/assigned to them via a clear validation & tell em to never call you at any phone number.
B&S repeatedly violated the do not call demand; also, they NEVER produced anything approaching valid proof of assign. So, a local attorney who specializes in such matters filed suit in US Federal Court against B&S; B&S quickly capitulated and paid my friend a very handsome settlement. Be advices , the very pricipals of the B&S law practice are also pricipals if Bullhead, Channel & other junk debt buyers. Don't ignore them; make em put up or shut up. In the matter I KNOW of, B&S could not & did not put up ... B&S did not shut up ... so B&S paid handsome settlement.