got 10 calls in two days , waited 6 hours then called them back . . . guy picked up but didn't know what to say so I told him that his number has called me many times in the past few days all he could say was that he was sorry . . . I recorded the sounds in the back ground and compared them to other calls that I got . . . this is a scam loan caller who just got caught with his pants down when I called him because he was about to make a call but I was calling him but he never checked the incoming number but called me right back and made his pitch about the loans .