Did NOT answer, message left on voicemail. Guy by the name of "Eric" with an Indian accent and broken up English, from the "Verification Dept of Public Consolidation Services" claiming that there is a lawsuit against my social security number.
I got a email from a guy named Frank Morgan saying that I need to pay $420.00 in regards to a payday loan claiming to be from Bank of America. I called the 347-380-8981 number and told the guy that I don't owe money to him I also told him that I researched the number and that there is no such number that is valid. He said that he wanted his money and that I would not like what he is going to do to him monday morning. He also threatened me by saying that he would talk to one of my family members too. This is the third time I have been harrassed over a payday loan I never applied for. I even called Bank of America and they told me that they do not deal with payday loans.
I recieved a phone call today 10/31/11. The return number was listed on my cell phone as
000-000-0000. The message left was:
This message is for Sean Morgan. Sean this is a legal notification call from the legal
department of PCS, that stands for Public Credit Services about a lawsuit that can be filed on
your name, and the serious charges against you, and your social security number. So to get
the information regarding the legal case, which has been filed against you, and to clear it out,
call me back on my number that is 347-380-8982, I repeat its 347-380-8982 and look for David
Smith. If I don't recieve your call by today I will surley contact your references, your
employer source, as well as your manager to make sure that you call me back on my number
by today, right now, rather you would face some serious legal troubles in your future. Once
again my name is David Smith from PCS, thank you and god bless you.
The person who called me had a very strong Russian accent.
I called back and talked to someone named John with a very thick Indian accent. John informed me that he is calling from a company called Advanced Cash USA and started reading to me different info from my past history like old bank account numbers and addresses and places of work. I asked him how much I owe to avoid the legal fees and he said $602.00 but he'll settle for $445.00. I asked him how I can pay and he said that I can pay with a visa or mastercard. I'm supposed to call him back now after I get to a fax machine so he can fax me some papers regarding how to send him this money.
I called him back and told him that I wasn't able to find a fax machine and I didn't have credit or debit cards right now because I lost my job. He told me to go to the nearest Wall Mart and there I could buy a pre-paid Visa card and there would be a fax machine there too. Then I told him finally that I was homeless and they wouldn't let me into Wall Mart and he said that I should find the nearest family or friend and use their card to give him his money.
Another thing that "John" mentioned was that he was on eastern time so I should hurry and
send him the money today before 12:00pm my time, to avoid legal action.
John Smith called back one more time from this number and asked if I was able to find a friend or family member who would give their card to me so that I could pay him the money. I told him that I was unable as my friends and family know that I don't have any money because I'm homeless so they wouldn't lend me any money. John seemed satisfied and said it was ok and he'll take care of it.
11/2/2011
I get a call from James Martin, who now has a Vietnamese accent which slowly turns into a Russian-Indian accent as the conversation goes on. James called me from 805-876-5771. He said that they found a solution to get my money if I am homeless and don't have any cards. He told me to go to the nearest Western Union booth and wire him money with my cash. He told me to use this information:
Name: Elizabeth Trice
City: Georgetown
State: Delaware
Zip: 19947
And wire him the $445 dollars using the person to person form. What should I do now?
This is a SCAM and nothing but an attempt to extort money. Tell him you were directed to the FBI by someone, and found out that they are thieves. Hang up on them. If they keep calling you, anytime you actually get one of them on the phone, blow a metal whistle or signal horn in their ear. I bet they don't keep bugging you for long.
If they should contact ANYONE ELSE, (and this is what they often do, to increase the pressure), you send that individual to the same link at the FBI, as well as this website, and the "Payday Loan Scam" link on the right, and tell them that these people are criminals who are attempting to extort money from you, and you will not be taken advantage of by thieves. Good luck.
This is the 4th call I have gotten about owe Cash American for a payday loan I never got. And these people have the last 4 digits of my ssn and my home address. How can I turn the tables on people like this. When I mention my lawyer said take us to court and that I plan on suing them they hang up. I wish someone could get me an address and name for this phone number. I would then in turn send legal papers to them for harrassment.
Update. I talked to this guy for quite a while now, Jeff Martin this time, thick Indian accent. He said he's calling from Moorpark, and that is where the number 805-876-5771 traces back to. He said that he is going to procede with the case now and file the papers so that I will have to go to court and spend thousands of dollars. He also said that if I do decide to wire the money he will drop the charges.