I got several calls today and an email. My identity was stolen and I have been dealing with this kind of crap for a few years now. Every day I get emails or text messages saying that the loan I applied for is ready. I never applied for any loan!!! They need to stop because this is crazy and I don't have time for this.
I received this same email on last Thursday and I was kind of in shock because of the verbiage on this letter. I have never heard of the United States of Attorney....I looked it up and nothing comes up under that at all. I heard of the United States Attorney of your state, I can't understand how people can type up a letter and find an email to send it to and threaten you with it. I have never heard of these people and I have been scammed 3 times already where these companies are stating that I owe some money and like an idiot I pay because I don't want them to mess my clean record up.... I don't understand this at all, has anybody ever been to court for these so call "payday loans" through these "debt collectors?" I sent them an email and been calling and I keep getting a busy signal or the mailbox is full.... I think that I am going to call ace cash services directly. I am tired of this foolishness and someone or something needs to stop these people from scamming, tricking, and threatening people. I have my documents I printed out and I might get a lawyer on this messy scam.
Neither fax or email is a legal means of serving a court summons. You only have to look at the use of English and atrocious grammar to see that this is a scam. Oh, and there is no such animal as "United States Attorney" - these foreign scammers can't even figure that out. Each state has it's own Attorney General (you can find yours here - www.naag.org).
For future reference, remember that per the FDCPA (Fair Debt Collection Practices Act) you should not pay any caller (or emailer) unless they mail - do not accept email or fax - proof that you owe the debt and proof that they have the legal right to collect said debt. Refusal to mail this documentation within five days of their first contact with you is a violation of federal law. In other words, just because someone calls or emails you, does not make that person legitimate! The burden of proving you owe a debt is on the debt collector - it's not up to you to prove you don't owe.
Per Tamianth:
You can file a report with the cyber crimes division of the FBI, IC3 and also the FTC..
For Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
Ok, great, thanks for that! I called again just to see if I was going to get an answer, and I still didn't one. I guess this is something I shouldn't worry about. I can't afford to pay out money to people or bills that are not legit. I don't understand the terminolgy on that letter. I knew something was strange when I saw "United States of Attorney" and then when they said that had my SSN on government hold, I got really nervous because I had some fraud on me in 2012. I don't need to go to jail, I have to take care of people in my household. Thanks for your response. I just woke up this morning thinking that I might have a problem and I don't want to talk to anyone that is a scammer, no matter whether there are from India or the U.S.A.
Just as an FYI, if you are/have been the victim of identity theft, it's always good to file a police report. Federal law states that victims of identity theft are NOT liable for debts incurred in their name. Also - debt is civil, not criminal, so even if you had defaulted on a loan, you CANNOT be arrested! In fact, to threaten you with arrest/charges/jail is another violation of federal law - so don't let anyone scare you that way again!