I am being tortured by a man named Keith Lawson (he is from India). He said that I owe money from a payday loan called Cash Advance USA. He has all of my information and is threatening me. They have called my work and call me at least once every 15 minutes demanding money from me now. Although I have taken out payday loans I believe this one is a scam. What do I do? What scares me is that they know my address, my birthday, my social security number.... everything. They cannot provide an address, a legitimate phone number. They answer the phone "hello". Not a business phone, not a business email. Won't let you mail in a payment. Want only Western Union and tell me to have my attorney call them back. The number he used was 347-590-4535 and and 202 area code number. SCAMMERS!!!