This is a 3rd party telemarketing company trying to "qualify you" for lower credit card rates. It seems like it's proactive Debt Counseling or something of that nature. I actually answered and played along and the guy was rude and refused to divulge any company info so it was obviously a scam!
I received a call, did not answer, because this website is so great it gave me the right premonition not to answer calls from phony, unfamiliar numbers. This website is so great, and everyone who cares to share their experiences. Thanks to everyone.