We have got
37
reports against 3608486540
The majority indicated that it is a Other

Who called from 3608486540

41
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
Latest comments
42
Feeling harassed
Due to a computer glitch I was sent to collections even though I paid the original bill (late but was told to pay the original company directly and they would contact Skagit). I Never received any paperwork from Skagit until I paid the original company. 3 months After that Skagit sent court papers to my work for wage garnishment. I had been laid off by then. No papers after that. Contacted original company and they said they would contact Skagit again. Skagit called but I either missed the call or no one would answer or it would be too late to call so I left a message. Year later I was employed again for a short time but moved and had to quit my job. Skagit sent garnishment paperwork to job and new address! Left message with original company reminding them of their promise. Have not heard from either but original debt plus some extra is still sitting on my credit report at least 2yrs after I paid off the original debt to the original company....
Latest comments
(360) 848-6540  +1 360-848-6540  3608486540  +13608486540