Received a call from this same company, they had my information misconstrued with addresses, then stated it was from an old pay day loan and 2 charges was being filed against me, I'm military so I'm concerned, at first for clearance, then I sit back and look at the information that they give me and start researching and asking them questions as well. They call me back from an block number then hang up, I mean seriously though?!! Rhode Island 401-223-3250 number, based from North Carolina, Legal Division, Civil Complaint, Breach of Contract and Intent to Defraud but lets me know I have the ability to settle out of court and could not get any of their information correct one minute its a man then a woman, I dont know but sounds pretty fishy to me.
The scammers are at it again by using new tactics and techniques to get your personal information. Thanks to websites like this and people like you who actually report the fraudulent wannabe thieves efforts, our personal info will be kept safe and they will one day pay for their despicable fraudulent activities.
Called and left a voice mail saying i would be charged twice and my rights forfeited. Scam artists and if you receive a call from this contact FTC.gov and report it. Very vague on company name just trying to use scare tactics.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.