Scammer (claiming to be with the Dept. Of Legal Services) called saying the same thing about an old and already paid payday loan. Told them that and they just kept insisting I owed and kept asking if I had a paid in full letter on me. This was from over 5 years ago.... So I told them I would call the people myself and ask questions about it and for them to give me there information, case#, their phone number (they gave me a different# from the caller ID which was 401-390-2150 while the caller ID said 910-354-1833) asked for an address they said it wasn't protocol to give it so I asked for the state (NC Cumberland County), full name (Maria Mills) asked for her employee ID# and she said ok, but hung up... Called back and a Lisa Riley pick up and asked her to transfer me to the person I was speaking to, was placed on hold and then she came back to say my account was taken care of that it was a faxed duplication error (B.S.) and I wouldn't be receiving any more calls... DONT PAY THEM REPORT THEM!!!! (Call County Sheriff Department)
The caller stated that I will be served legal documents pertaining to a cash advance from splash cash. I am yo give them money from a prepaid debit card to stop the garnishment and to stop the server from serving me
Don't give them anything. This is a scam. Nobody is going to serve you documents. Only judges can issue garnishments and that only after a hearing where you would be given a chance to be heard.
Complete scam. No one gets a heads up they'll be served - the process server just shows up, unannounced. If you had an unpaid loan, you would also have gotten dunning letters via USPS mail. Any caller who asks or pressures you to pay immediately - and especially with prepaid debit cards - should be considered a scammer. BTW, garnishment cannot take place unless you've been served, gone to court, LOST your case and then a judgment entered against you.
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
Also read up on the laws and your rights:
Harassing calls from a debt collector? Here is what you need to know
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
************
Follow the steps in what you need to know. A legitimate debt collector agency should not have a problem with giving you a real business name and address you can google and verify via google street view, BBB etc.
For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
Keep getting calls (the number called from is 209-416-0803), one right after the other, some show the number, some show "no caller ID". They have left two messages. Each message stated The exact same thing word for word. Her name was "Debra White" and she was calling from the Department of Legal Services that they had a court summons (from the county that I live in) that was scheduled to be served on me from a "local courier" and that I needed two forms of ID so I can "sign documents over to myself" and that if I wanted to put a stop order on the service then I needed to call their corporate office (they have given me TWO different numbers for their corporate office 401-390-2150 and 209-416-0803). Seriously, I am sick and tired of scammers. Never fail, at least every 3-4 months its something different. They have also started harrassing a family member, I'm not even sure how they got their number, I haven't lived with this family member for over 30 years and have never put them down as a reference of any sort. These a***oles just don't stop. I don't owe anyone any money, but apparently my info has been sold over and over after applying for something online over 5 years ago. I have checked my credit and nothing shows up. If anyone gets a call like this DON'T GIVE THEM YOUR INFO. ITS A SCAM. By the way, process servers don't call to make sure you are home or tell you to be home at a certain time to get served, just FYI. If it was a legitimate company that you owe money to, they will correspond with you through mail and they have to give you an opportunity to dispute it. They just don't start calling out of the blue and say they are going to serve you legal papers. BEWARE PEOPLE - PROTECT YOURSELVES AND YOUR PERSONAL INFORMATION.