I finally said hello, some chick with astrong accent asked for Chad somebody. I let her have it. I Told her I am on the do not call list (does that list really Help) by keeping these gnats from calling????
This is a payday loan scam. They will act as if you haven't repaid a loan. They will even call other people you put down as a reference. You probably completed an online application for a loan, and it's used for this scam.