SCAM! Robo call offering to save me money paying off all my credit card debt. Says they can lower or freeze interest rates and potentially even get rid of some debt, making it easier to pay off others. I stayed on too long listening to this crap, and a person came on the line. He asked me for my social security number and my full name as listed on the social security card. I told him I don't give out that info on the phone to anyone and he said ok then, tell me your credit card numbers, along with the expiration dates and the 3 numbers on the back, plus your name as it is printed on each card. I told him I don't have any credit cards. He said really, NO credit cards? I said really. So he then asked me for the info on my debit card. If this number calls you, DON'T ANSWER. They are scammers, just trying to run up your credit cards and wipe out your bank acct.