Got a call from this number on 1/23/08 12:09pm EST. It's a guy with a drunken voice asking whether I was lonely. Did they change the harrasing strategy? Or maybe the rude woman is not home so the husband picked up the phone and started to make stupid phone calls....
The number called my house today 14Feb08 asking for my son, saying she tracked my son to this number. I calmly told her she has the wrong number. You should never give in to any telephone calls and above all don't give out any personal information. There are too many scams going around to get into your finances or other personal data. Never give any information ...........NEVER............
I received the exact same story from a woman named Sara Winters. The caller ID has the same # and the return call# is the same. She has been calling me at my job for weeks now. She hasnt given me any written information and insisted that I would be going to jail for misapprooriation of funds and defrauding government funds. Last week she told me this was going to court and she needed 1082.97. Today she said she needs at the very least 430.00 by 3 p.m. I am filing a complaint with the FTC! Also they can not send you to jail; that is simply their scare tactic.
I got the same call as the rest of you did today on my work cell phone. She was threatening me about going to jail and all that. I told her that I could easily pull up my bank statement and prove to her that it was paid in full, then she said that she was telling them to come pick me up and hung up on me.
I recieved a call today 02/19/2008 on our business line from a man that anounced "What Had I Gotten Myself Into" and then proceded to say I owed a payday loan. I do not and never did have a payday loan. He then proceded to tell me I should contact my attorney. He had such a speech impediment that I could barely understand him. I knew right away that this was not a professional calling me. I was so mad that this call came through for other people to hear at my business but, this is their purpose to catch you off guard, confuse you and try to embarass you at work so they can collect money from you. They are also tapeing you and want you to admit to the loan. When they say they are tapeing tell them you do not want to be taped this is you right!!! I called them back and told them not to call my place of employment again and that I was calling the Attorney Generals Office and I most assuriedly did call. Folks please educate yourself online or at a library about the Fair Credit Laws and then use that information to fight back against these animals.... These laws are in place to protect you. If they find out your not running scared they in turn retreat. These cowards feed on the poor who have taken out these high interest "loan shark" loans and they count on the fact that you will not know the laws that protect you from these collection abuses. They assume poor means uneducated... FIGHT BACK they do not have the power to do antthing to you legally without your day in court. They are trying to bully and scare you into paying them... Most of the time these loans were already charged off. Check your credit reports and you can see if it was charged off and also if another company has bought the loan. If it was charged off then the loan was satisfied. Companies like these buy the bad loans after they were charged off for pennies and then unlease their henchmen to go collect what ever they can. Another note here if you renegotiate a loan that is already charged off this loan will reopen and be put back on your credit report for another 7 years. If it was charged off it will come off your report 7 years after the charge off date. Also, you can get a free credit report from all three credit reporting agencies for free. They are TransUnion, Expedia and Equafax. The law allows you one free report a year from all three agencies.. Finally just keep in mind that they can never do anything to you but instill fear. If it would go as far as a scheduled hearing you would be given time to acquire council and then what would most likely happen is a payment plan would be set up.... The original creditor did not want to go to court or the loan would not have been charged off to begin with. If they had chose litigation you would get a written notice from an actual attorney.. Also. one last footnote some of these payday companies are not licensed in some states and therefore cannot collect because they were not legally doing business in that state to begin with... I hope this helps!!!
No that is all BS. These women are just collectors who are violating the FDCPA which if you can prove that broke FDCPA then the debt has to be forgiven and you can also sue them personally. I received a call from this number spoke to Lauren who basically told me I was involved in bank fraud...what she did not know was that I have banking experience, have worked for several collection agencies and also various law firms....I know the law and how to collect past debts... They told me to have my attorney contact them last week and I have not and they are still calling...This company is very vague and would not tell give me any info on the assumed owed debt.. My advice to anyone reading this is to contact the FTC-Federal Trade Commission and also your state Attorney General Office and file a formal complaint. If this company receives enough complaints they will be investigated and fined or shut down....Good luck