They called even though the payment wasn't due. Remember collectors have consumer protection laws they have to obey.Tell the rep they don't have permission to call you and they must stop. Once they see you are aware of your rights they will leave you alone. As for credit one itself absolutely pay off and cut that card.
This is about the 8th number I've blocked from Credit One Bank...and I don't have a card with them. I rejected an offer because their fees were too high but it seems they opened an account anyway and now want me to pay the fees.
OK, how is a person to know if they have no computer, smart phone, tablet or a way to run number
On Google? Do not call them like I did, now they know who you are & will not give you a minute piece. Get caller I D & you see the #, do not pick up phone unless you know who it is. Problem gone.