They called even though the payment wasn't due. Remember collectors have consumer protection laws they have to obey.Tell the rep they don't have permission to call you and they must stop. Once they see you are aware of your rights they will leave you alone. As for credit one itself absolutely pay off and cut that card.
MLG, let your attorney know they are still harrasing you, he can actually sue them for up to 10x the amount you owe, depending on the sate you are from. I had the same situation, and that is what I did. It stops the calls FAST.
CREDIT ONE BANK
Posted in: http://800notes.com/Phone.aspx/1-732-867-2871
http://800notes.com/Phone.aspx/1-754-260-6528
http://800notes.com/Phone.aspx/1-855-213-5764/8
http://800notes.com/Phone.aspx/1-404-239-2811
Credit One Bank web site with contact info: https://www.creditonebank.com/contact-us.aspx
BBB page with 295 complaints, 41 negative reviews but they still get an accredited A+ ????: http://www.bbb.org/southern-nevada/business-r ... -vegas-nv-48541
Nevada Department of State information:
CREDIT ONE FINANCIAL
Business Entity Information
Status: Active File Date: 12/17/1998
Type: Domestic Corporation Entity Number:
C29445-1998
Qualifying State:
NV List of Officers Due:
12/31/2015
Managed By:
Expiration Date:
NV Business ID:
NV19981407784 Business License Exp:
12/31/2015
Additional Information
Central Index Key:
C29445-1998
Registered Agent Information
Name: NATIONAL REGISTERED AGENTS, INC. OF NV Address 1: 311 S DIVISION ST
Address 2: City: CARSON CITY
State: NV Zip Code: 89703
Phone: Fax:
Mailing Address 1: Mailing Address 2:
Mailing City: Mailing State: NV
Mailing Zip Code:
Agent Type: Commercial Registered Agent - Corporation
Jurisdiction: NEVADA Status: Active
View all business entities under this registered agent
Financial Information
No Par Share Count:
0 Capital Amount:
$ 4,000.00
Par Share Count:
400,000.00 Par Share Value:
$ 0.01
Officers Include Inactive Officers
President - ROBERT DEJONG
Address 1: 585 PILOT ROAD Address 2:
City: LAS VEGAS State: NV
Zip Code: 89119 Country: USA
Status: Active Email:
Director - ROBERT DEJONG
Address 1: 585 PILOT ROAD Address 2:
City: LAS VEGAS State: NV
Zip Code: 89119 Country: USA
Status: Active Email:
Treasurer - GEORGE HUGHES
Address 1: 585 PILOT ROAD Address 2:
City: LAS VEGAS State: NV
Zip Code: 89119 Country: USA
Status: Active Email:
Secretary - SCOTT SILVER
Address 1: 585 PILOT ROAD Address 2:
City: LAS VEGAS State: NV
Zip Code: 89119 Country: USA
Status: Active Email:
Nevada business license information:
License Number: 1000002.559
MJBL Number:
Business: Credit One Financial
585 Pilot Rd
Las Vegas, NV 89119
Business Telephone: (702) 269-1000
License Category: Holding Company
Status: Licensed
Date of License: 09/06/2000
Out of Business Date:
Business Owner(s)
Credit One Financial
I am not 100% sure that the CFPB has jurisdiction Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint here: http://www.occ.treas.gov/
They called asking for a relative whom was not home and they asked for a better number to contact them at. I simply asked her who she was with as I don't like just handing out numbers and she just kept asking for the number.
They called even though the payment wasn't due. Remember collectors have consumer protection laws they have to obey.Tell the rep they don't have permission to call you and they must stop. Once they see you are aware of your rights they will leave you alone. As for credit one itself absolutely pay off and cut that card.