My student loans are completely up to date, automatically deducted from my account every month. I don't know why they would be calling me but it is annoying since they don't leave any messages.
My student loans are completely up to date, automatically deducted from my account every month. I don't know why they would be calling me but it is annoying since they don't leave any messages.
Legally, after 7 years, if you were never contacted or you didn't pay, it gets erased from your credit report and NO ONE can forced you to pay that debt, now, as soon as you call a debt collector company and you acknowledge that the person they are looking for is you...they have another 7 years to try collecting the money...back to square one. Word of advice, don't answer a number you don't know, let them leave a message and then you decide to call back or not.
I have been receiving calls from them daily and other numbers with different area codes. I have never had a student loan though. I'm assuming blocking the number is the best option