I cannot stand dealing with bill collectors. I am pretty sure I already paid off all my payday loans. Why do these [***] suckers seem to like calling me so much?
So what if I owe them? I still not going to pay them!!
When I get these collection calls this is what I do….
I tell them:
A. I am a victim of identity theft.
B. I never took out a loan
C. The person you are looking for is dead
D. I included this payday loan in my bankruptcy
E. I do not know the person you are looking for.
F. The person you are looking for is in jail.
G. I am homeless, unemployed and broke
H. Pay day loans are illegal in my state.
I. Somebody stole my wallet
J. Then I go online, and sling as much Internet Mud at them as I can, calling them scams and I hope some of it sticks
K. PS I am never gonna pay this loan back; I never intended to and I never will. Screw it and Screw them!