This is most likely Chaplain Financial Services. See: https://reportscam.com/chaplain-financial-services/#31874 This 404-400-7603 number is mentioned on that site.
https://www.cfservicesllc.com/
Chaplain Financial Services
CFServices LLC
3577 Chamblee Tucker Road
Suite A #282
Atlanta, GA 30341
phone - 678-609-4847
**
BBB:
(678) 609-4847
Chaplain Financial Services
3577 Chamblee Tucker Road Suite A282
Atlanta, GA 30341
WEBSITE
BBB File Opened: 05/08/2017
Business Category
Financial Services
THIS BUSINESS IS NOT BBB ACCREDITED
Chaplain Financial Services
F BBB Rating System
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Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question. As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes. The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question. Most do not send debt validation letters and many often say they are collecting for someone else. So, make the complaint anyway if they are bothering you. Let the FTC sort it out.
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.
An automated system called my employer whom I haven't worked for in years and said I was going to be served or they were going to serve whomever is present at the job blah blah blah...I called the 404 number and gave them no info, nor did I confirm who I was and I guess I was frustrating the lady so she said "have a good day in court" oh ok, I will!!!
Everything that Steph said above is the exact same thing that happened to me. How is it that they know all my information - from s.s. to bank account number..??
same thing for me..yesterday called and today. same amount someone else said they gave them. $450. I said mail me paper work and he said I am to busy to mail you paper work..see you in court. loosers! get a real job.
If you have even applied for a loan online, you input all your information & that's how they get it. I've applied for one years ago & it's like bait. Everyone calls either saying you've been approved for a loan or you owe money. It's really annoying.