This is most likely Chaplain Financial Services. See: https://reportscam.com/chaplain-financial-services/#31874 This 404-400-7603 number is mentioned on that site.
https://www.cfservicesllc.com/
Chaplain Financial Services
CFServices LLC
3577 Chamblee Tucker Road
Suite A #282
Atlanta, GA 30341
phone - 678-609-4847
**
BBB:
(678) 609-4847
Chaplain Financial Services
3577 Chamblee Tucker Road Suite A282
Atlanta, GA 30341
WEBSITE
BBB File Opened: 05/08/2017
Business Category
Financial Services
THIS BUSINESS IS NOT BBB ACCREDITED
Chaplain Financial Services
F BBB Rating System
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Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question. As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes. The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question. Most do not send debt validation letters and many often say they are collecting for someone else. So, make the complaint anyway if they are bothering you. Let the FTC sort it out.
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
Beginning of message slightly cut off. But it was for "41,795236120." The comma is in the right place according to the message. Woman said "if you are not 41,795236120, please hang up now." Then goes on to say that she's from Chaplan Financial and a Civil Suit has been filed with our company. Gave phone number to call: 404-400-7603 for Message Case # 21938. Just like LT and CC, said if you do not call County Processor will deliver a summons to your home or place of employment. And, if you are not there, your Supervisor or Human Resource person will be required to sign for you. "You have been officially notified." Even though the woman said to hang up if you were not 41,795236120, I put this information in here so people would know it's some sort of scam. Caller ID said, "Unknown." Call came from a different phone number than the one given to call back. It came from 239-309-0665.
Received a call from the number stating I took out a loan in 2011 from Online Shoreline and that I owe $800 and a civil suit has been filed. I never took out a payday loan from them and have never heard of this company.
Received 3 calls in the space of one minute, stating they were from Chaplain Financial, and a civil suit has been filed, county processor coming to serve me, etc. etc. - except they robo-dialed a business number - beware, folks, it's a scam!