This telephone number (404-500-0021) belongs to a debt collection firm that calls you (via either a blocked, masked, or localized telephone number) with personalized, pre-recorded messages implying that a lawsuit or administrative proceeding has been (or is about to be filed) against you concerning a "formal complaint," that is to say, a claim for a debt. I was contacted by this firm with such message in February 2015.
The pre-recorded message encourages you to call this number within 24 hours and implies that if you do not, the firm (or its client) will proceed with filing a lawsuit against you. The message implies that it serves as some form of legal notice, concluding with the phrase, "you have been notified" or "noticed." Such representations, including the implications that (1) the message is from, or was prepared at the direction of, an attorney and (2) that the firm has already filed, or imminently intends to file, a lawsuit, likely violate the federal Fair Debt Collection Practices Act (FDCPA) and might also violate similar state consumer protection laws. If you call this number, you might also find that representatives of the firm carefully guard the identity of the firm, which might also constitute another violation of the FDCPA.
If you believe that this firm has violated the law, you might wish to report it to the federal Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC) at http://www.consumerfinance.gov/complaint/ and https://www.ftccomplaintassistant.gov/#crnt&panel1-3 , respectively, as well as your state's attorney general, which you can learn how to contact at http://www.naag.org.
You can also find more helpful information about debt collectors' duties and obligations and your rights as a consumer at the CFPB's and FTC's websites:
This telephone number (404-500-0021) belongs to a debt collection firm that calls you (via either a blocked, masked, or localized telephone number) with personalized, pre-recorded messages implying that a lawsuit or administrative proceeding has been (or is about to be filed) against you concerning a "formal complaint," that is to say, a claim for a debt. I was contacted by this firm with such message in February 2015.
The pre-recorded message encourages you to call this number within 24 hours and implies that if you do not, the firm (or its client) will proceed with filing a lawsuit against you. The message implies that it serves as some form of legal notice, concluding with the phrase, "you have been notified" or "noticed." Such representations, including the implications that (1) the message is from, or was prepared at the direction of, an attorney and (2) that the firm has already filed, or imminently intends to file, a lawsuit, likely violate the federal Fair Debt Collection Practices Act (FDCPA) and might also violate similar state consumer protection laws. If you call this number, you might also find that representatives of the firm carefully guard the identity of the firm, which might also constitute another violation of the FDCPA.
If you believe that this firm has violated the law, you might wish to report it to the federal Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC) at http://www.consumerfinance.gov/complaint/ and https://www.ftccomplaintassistant.gov/#crnt&panel1-3 , respectively, as well as your state's attorney general, which you can learn how to contact at http://www.naag.org.
You can also find more helpful information about debt collectors' duties and obligations and your rights as a consumer at the CFPB's and FTC's websites: