Do any of you know about the FDCPA? You can search for it on google. It tells you what collectors can and can't do when they are trying to get money. They are not allowed to talk to anyone about the debt besides you or your spouse. Collectors can't even call the police or file charges about it or even put it on your credit report. If they even swear at you, they are breaking the FDCPA. Attorneys can help if they are bothering you about debt 877-909-MARK for Mark Carey Law Office I didn’t Pay anything really He’s a good guy. Keep good records - every time they call, write it down. Write down what they say or even better, record the collector! It will help you if you have to sue!! I sued them twice and won both times. He’ll Probably give better advice then me!
They found you by what is called "skipping". They have some basic information on you, dob, ssn, etc. They then found an old address/phone number that tied you to your ex. Unable to find you, they then skipped your ex and found relatives, i.e., his parents. I am not familiar with this company, but if they are a third party collection agency, your best coarse of action is to call them, get as much information regarding the debt they are trying to collect, name of original creditor, debt amount, etc., and then get this company's name and mailing address. You can find what is called a cease and decease letter via the internet. Make a copy of this letter, make is specific to you, your debt, and the original creditor, and mail this letter to them to them. Best to send this letter via some sort of registered mail to make sure they know that you know they received the letter. If they continue to contact you, it will be a violation of the FDCPA, and at that point you will have grounds for legal action against them. MAKE SURE WHEN YOU CALL THIS COMPANY, YOU ENTER *67 BEFORE YOU DIAL THEIR PHONE NUMBER. This will block your number from either caller ID or if they use *69. If at all possible, record the conversations you have with this company. Good Luck! Maxwell
oh just pay your bills!!! stop being a dead beat debtor!! the only reason you're so upset is because you are being exposed...you want to get something for nothing and have no consequencesand expect things you do to disappear...and be forgotten about by others too...life just doesnt work that way... so stop whining!!! and stop living beyond your means!!! because if someone personally owed any of you money you'd be on their back to like a warm coat on a snowy day...why is it diferent though when you owe a company???!!!! hmmmm.....our creator said "owe no man"!!!