This was "Sarah from cardholder services" telling me that my account is in good standing but call her to lower my interest rate. Press 2 if I want no more calls - I don't believe that for one nano-second.
I thought the Do Not Call shut down "Rachel from cardholder services" but apparently, her sister, Sarah, has taken up the challenge of scamming and cheating people.
Losers - you are total, total losers, so please stop bothering us honest people.