Rebecca Turner called me then referred me to Jennifer Wright--I am amazed at how similar the script is with everyone!! When I demanded she said the name of the company was "National Check Mediation Services".
She was rude/nasty/etc--said they have 4 criminal felony charges (writing bad checks) outstanding against me and they didnt have to inform me, but were doing it as a "courtesy". She couldn't tell me the date the payday loan was taken out or the address I lived at then. She had an employer's name from 2002--who is now out of business, when I pointed out that she had not done her research, she got really pissed @ me. Said they were going to pull my income taxes and get my current employer's address and arrest me Monday--I told her to go ahead. She said I thought I was "above the law" when I asked her for proof that it was my debt. The worst part is they are calling my 80 yr old parents trying to find me!
She started screaming at me and I hung up, she called back and I told her not to call me any more, but to call my attorney and gave her the name /number. She called me back again and said she was not calling this attorney because they were a bankruptcy lawyer and this was now a criminal case, so she said she would notify the public defender's office and have them ready for me when they arrested me. Right....you're gonna do that for me. And she couldn't tell me what county the charges were filed in--just said Michigan. Umm, yeah, in 2002 I lived in Maryland.
Seriously?! I was a little freaked at first and worked up--but I know this is a scam. And nothing about a payday loan shows on my credit report--if I ever took one out it was over 10 yrs ago, but I'm pretty sure I did not take one out. Next time they call I'm going to tell them I am recording the call.
Reveive a call from this number a Rebecca Smith who transferred me to James Clayton...They informed me that i will be picked up today, because of pack management and BMG mind you I have a paid in full letter from both companies...I called both companies and they account number does not matcg anything that they have..They did not want a copy of the Paid in full letters..I called the county police department that they supposedly reported me to and they have no record...Do I dont know how legit this place is..Also another place just called me to collect on the same thing so how fast would that have changed hands REALLY
I had a note on my vehicle this morning from MY NEIGHBOR saying she received a call from this woman for me about a legal case (which doesn't exist).
My frigging neighbor. I mean, I don't even have her phone number.
I would send a cease and desist letter, however, I have no idea who these people are.
If you know, please tell me. I would suggest you do the same. If you send a cease and desist letter they are legally not allowed to contact you - or anyone else - about this anymore.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
Same thing just happened to me. They tried to say I wrote bad checks. They threated to have me arrested and come to my home, job or have me pulled over. I talked to the Rebecca Smith who transfered me to another lady that was acting just crazy about it. Saying I think I am above the law etc... I said that is never what I said. I just know I have paid my debts and can prove it. They didn't want to hear any of that. I told her I know my rights and you need to speak with my attorney. She continued to yell at me. I just had to hang up. They never once told me who they were. Who I owe the debt to or anything. This is crazy people do this.
I just received a call from the same ones talking about writing bad checks. Not me! Filed Ch 13 and included all my debts. Says they have been calling me. I assured them that this was the first I've heard of it.