if this is the company that is behind the calls. They are wrong. I for 1 don't even have a credit card so why keep calling me when i tell them that.i don't understand why they don't understand.
Called this morning while I was out. I dialed the number back and it rerouted to some girl's cell phone voice mail. I think they're somehow hacking phone numbers to answer when you dial back.
I just got a call from them too. I pressed 9 and asked to be removed from their list, the guy said ok and hung up. I placed a complaint on the national do not call web site.
I received a call from 407-000-9873 today. I answered, they announced themselves as card services, offered to lower my interest rate, and gave me a prompt to talk to someone. Following the prompt, a man was on the phone and he told me that they called me because my interest rate on a card was between 12 and 16 percent. When I called his bluff, he told me that I had between $5,000 and $10,000 in credit card debt. Knowing that I don't have credit cards wih rates or balances that high, I asked him if he could give me my first name. He asked me to hold while he went into his computer and after a few minutes he apologized for the wait and said that his computer was having some difficulties. While holding, I asked for his company's name, where they were from, and a number I could call them back on. He said they were Sapphire Financial Services, out of Maitland, FL, and that the return number was 866-942-6441. After waiting a few minutes, I decided that I wasn't going to wait any longer for the guy to come up with my name (through his information or an attempted search on the internet with my phone number - Note: our first names aren't listed on the number). I told him that I was on the DO NOT CALL list and asked him to take me off their call list. After hanging up, I did a search for 866-942-6441 on google. It returned results for an add in craigslist of Orlando, FL as well as for a company by the name of Sapphire Marketing, Inc. I don't know how legitimate this company is, but presenting themselves as card services and acting like they know me/my situation, are acts treading on my last nerve. It's my opinion that they are playing on some generalized statistics (12-16 percent?, $5,000 to $10,000 debt?) and they hope you fall into that group. My advise? Anyone that calls you without you requesting the call before hand should be disregarded and reported. KEEP YOUR PERSONAL INFORMATION TO YOURSELF. If you are in a situation that tempts you to take an "unbelievable" offer, just think of the situation you'll be in when you talk to the one that steals your identity. If you need help, go look for it from a reputable company (I know there aren't many out there right now, but there are some). Try going to a few local banks. Know what you are getting into. Don't accept it from someone on the phone. Sorry for the long post.
I received another call today, similar to the call I received yesterday. This time it seemed to be from a different company (other than Sapphire Marketing) and came up on the caller ID as "Unknown Name, Unknown Number". I asked if they were with Sapphire and they said that they were with Rate Center. I didn't waste my time today, I just hung up. Afterwards, I called Sapphire Marketing Inc. with the number I got from them yesterday and asked for an explanation of their affiliation with "cardholder services" (that's what they refer to themselves as when you answer the phone). It seems as though "cardholder services" might be affiliated with the companies that own your credit cards. Sapphire said that they are a third party in this loop. So, if I have it right, cardholder services is the real problem. If that is true, then we have to stop cardholder services/the credit card companies to put a stop to it. I will continue my research.