I got a call from a blocked number indicating he was going to serve me with papers for some PD loan that I had about 5yrs ago.  I scared me to death.  he gave me the number 404-445-3925 and told me to call.  when I did the guy i spoke with seemed very helpful, told me to hold on because he needed to pull my file.  Said he would call me back after he talked to the PD loan place to see if he could prevent this from going to court.  I never got a call back but called him.  He said he talked them down about 1,000 and they would need a good faith payment in order to agree to the arrangement.  Lost my cell phone signal while at work when talking to him, good thing I did.  did alittle digging and this is a fraud!  He has been calling me from a 407-487-4115 ever since Tuesday trying to get me to answer the phone leaving numerous messages.  DO NOT FALL FOR THIS, even if you know you owe an outstanding bill.  When they serve you with papers the papers are already in the system with the courts, the process server does NOT call you, once they are filed, the person suing DOES NOT make arrangements with you.......so dont fall for this.  When i initially talked to this person (Brad) I was instructed to call a a 404 area code which is Florida, but now the calls are coming from a 407 (Atlanta) area code.  Dont fall for the scam