this indian man also left me message with a call back number of 408-310-4044, the caller id came in as 875-820-6274, he also mention something about my family, does he think we are stupid ..
Ok, I jus read all of ur guy's posts, Im in the same exact situation As I type this Ilm on hold with an Indian guy. He saying something about an attorney and a case. That going to take place tommrow, that I up untill now I hear about. Aren't supposed to get served or something? I really hope this is a scam. I asked him to debreif me on my case and I have been on hold for about 5 mins, its not supposed to take that long to look something up. He now said that a creditor by the name of "cashnet" is pressing charges against me for commiting fraud against them.Has anyone found?? I do feel it is a scam...they were so unprofessional. I was told to call back tomorrow at 8am to speak to the 'actual' person handling my case because it was not in. I wait nearly 40 min on hold. They couldn't even provide me with anything concrete. I live in Califonia. Any info can be helpful. Thanks!
The calls started on Friday October 30, 2009. The caller stated that his name is Jack Miller and he also said that I took out a loan with Cashnet. I told him that I didnot take out a loan with these people. He said that the FBI will be at my house at 11am on the 31 of October. The first call came in from a 334-414-9845 and this morning the call came up private but he also left a message again stating that I need to call him back at 408-310-4044. He had my address, my work number and the name of my bank.
If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.
While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor’s prison in the United States).
Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.
Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.
Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."
Ways to Protect Yourself Against Debt Collection Scams
Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors
If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.
You can report any problems you have to your state Attorney General’s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
I just got the same call. The guy knew my SS# and my home address. I asked what company the guy was working for and he says he's working in a crime division. He sounded like an indian and sounded pretty stupid. He kept me on hold listening to some goofy music. Have you done anything about this? Please reply