I just received the EXACT same call this morning! Caller said my social security number was flagged by the FBI and I was going to be in BIG trouble if I didnt cooperate, because the company "Cash Advance" was looking to sue me! He asked for personal information, and when I wouldnt give it he got very frustrated and hung up on me. Little does he know I have NEVER done a payday loan or any other type of loan.. EVER! Not to mention I havent worked in 5 years, and you have to have a valid job to apply for a loan! IDIOTS!
A man calling him self officer Moshdong call my home again today. This is the 3rd time he has call this week. Then while he was talking to me on the phone his named changed to officer Williams. When I told him about this change he be came very upset stating that he was going to come to my home and shoot me in the head. When I told him he was nothing but a joke and stop scamming people he when told me he was going to put a bomd in my home and kil my family. If you get any call from these people call your local police asap.
I received a telephone call and demanded to know what they were talking about. I do have debt but I am paying it. I called this Officer whatever his name was back and told him FIRST THAT he is a SCAM ARTIST and that I would be reporting him to the United States Government and the better business bureau. When he said, "You can tell YOUR government." That tells me that he was a scam and he slammed the telephone down. Hound them back and they will hang up on your because they have no business calling you. Too bad--internet is so useful but people turn in into something so negative. Do not verify information for these people.
same thing with me some idiot by the name of steve and how he is going to contact my job and tell them the type of person i am ???? and only god can save me, so i better call back ... and how he will have me arrested within a couple of hours
If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.
While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor’s prison in the United States).
Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.
Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.
Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."
Ways to Protect Yourself Against Debt Collection Scams
Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors
If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.
You can report any problems you have to your state Attorney General’s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.