They called and really scared me saying that they were going to come to my job and arrest me and couldn't give me any information regarding the payday loan that they said that I had, they said that they were collecting for American cash
These people (413-628-1340) have called me from two different numbers in two sections of the country . Marysville Wa and Ashfield Ma claiming I was Oswaldo Clay and that I owed money on an outstanding payday loan and I needed to fix it or I was to be arrested. Because of these people I have placed my phone on the DNC registry and am having them delt with that way.
My best guess is that they are using a hack to change their phone numbers.
Called a law office in that area and talked to them they say their is no Slate and Davis Law firm in their area.
**BOGUS**
To add : Called the Mass. Att. General. They need a physical address and I am not gonna pay for a reverse search . Called FTC and filed a complaint. Everyone who gets called by these scumbags needs to do this.
Debt is a civil issue and not a criminal issue unless they can prove fraud, ie you took out a loan with no intention of paying it back. You can be sued for debt but the debt has to be valid and not beyond the statue of limitations for collection in the state where the debt was incurred. The fact that they threatened arrest is a violation of Federal law and a pretty sure indication the debt is no longer valid. If you do have an unpaid payday loan, contact the original lender to see if you can make payment arrangements.
Debt is a civil issue and not a criminal issue unless they can prove fraud, ie you took out a loan with no intention of paying it back. You can be sued for debt but the debt has to be valid and not beyond the statute of limitations for collection in the state where the debt was incurred. The fact that they threatened arrest is a violation of Federal law and a pretty sure indication the debt is no longer valid. If you do have an unpaid payday loan, contact the original lender to see if you can make payment arrangements.