I received a call from Dale Thomas who transferred over to someone else ( who rattled his name and never clarified to me). Said I owe money ( which I have already paid back to the correct company) and told me if I did not fax over evidence within 60 minutes they would file in court. When I told him I did not have the document with me at work, he said I could pay $ 50.00 to hold filing and he would give me 48-72 hourse to produce document. How funny to pay for extension. I just hung up. I have reported Goldberg & Maxwell to the State attorney's office in Texas. To this date, I have never received any papers from them.
I received a call from Dale Thomas who transferred over to someone else ( who rattled his name and never clarified to me). Said I owe money ( which I have already paid back to the correct company) and told me if I did not fax over evidence within 60 minutes they would file in court. When I told him I did not have the document with me at work, he said I could pay $ 50.00 to hold filing and he would give me 48-72 hourse to produce document. How funny to pay for extension. I just hung up. I have reported Goldberg & Maxwell to the State attorney's office in Texas. To this date, I have never received any papers from them.
Yeah this idiot tried to tell me I have a returned check or something-funny thing-haven't had a checking account in 15 yrs!! Nice try though!! HAHA OH and if you do get this idiot on the phone, he HATES cussing!! I just kept calling back and calling back, just like they do to me and cussing at him!! BOY did he hate that!!! LOL
I called a lawyer after I was threatened. I have been getting calls at work home and email.I have asked for them to send me an address and I will pay as they refused to work with a debt reduction company. The email was poorly worded, sounded like a foreigner wrote it then proceded to quote the miranda law incorrectly. When I responded to send an address the response was "Have a good time in Jail with your attitude" What a joke.
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>