We have got
5
reports against 4152000276
The majority indicated that it is a Debt collector

Who called from 4152000276

1
Phoenix07
I got the same call from the Federal Legislature of Unsecured Loans described like the ones here. I got a call from a lady supposedly named "Karen" who spoke in a heavy Indian accent claiming that I owe $780.00 dollars from a loan from 2007 which they supposedly deposited in my bank account. I disputed this with her and told her I will send bank documents to prove that I never took out a loan with this company. She then proceeded to read off a list of things I am supposedly charged with, she mentioned Theft By Deception and Money Laundering (How ridiculous, who would be laundering money for $780.00??).
I requested that these charges be sent to me in writing and also requested that she send a copy of the loan agreement she claimed they have. She said they couldn't send them. Any company refusing to back up their claim and send something in writing is NOT LEGITIMATE!! She then told me that if I sent the $780 these charges against me will be dropped, but if not she would be sorry for me and I would have to face the consequences!(These people are hilarious). She then told me she would see what "her attorney" could do. She then transferred me to someone who said is name was "Marvin Harvey" who also spoke heavily Indian accented English who repeated the same thing she told me earlier. I again requested that they send everything to me in writing to give to my attorney, he then said he couldn't send anything. I tried calling the number back and got the loud noise that you hear when you call a fax line. These people are trying to run some sort of scam!! DO NOT give them any money!!
1. If there are any formal charges against you, you will be served in writing, not with a ridiculous phone call.
2. If you defaulted on a loan with ANYONE, you would be contacted in writing within a few months of default and given a time period in which to respond and make payment arrangements,  they will not contact you YEARS after a loan agreement supposedly took place.
3. If they claim the loan was sent by electronic funds into your bank account, they would have taken back payment the same way they sent it to you...electronically!! If the funds were not in the bank, they would have taken it anyway and you would be overdrawn and which case you would have to repay the bank. The bank would then notify you, not the company.
Please beware of these people, do not let them scare you into sending them money by threatening you by trying to use legal terms and telling you that you need to have bail money ready and that you need to go to court.
Caller: Federal Legislature Of Unsecured Loans
Latest comments
2
Alfalfa
http://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: [email protected]
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  [email protected]  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.
Latest comments
3
Cmarie31
I got this too!! What should I do? They know the last 4 digits of my SS so I worried they are going to try to put marks against it. They had my address that I lived in 3 years ago. I don't understand it. If anyone has any information or a number I can call to make sure this is a scam let me know! Thanks!
Latest comments
4
Thanks!
I have no idea why that didn't occur to me when I got this call! I guess I was just too scared. Funny thing was, the SAME man who accused me of bank fraud and said I'd be "picked up" and arrested called me not 2 weeks later offering to reduce interest on unsecured debt. I let him have it and have not heard from him since.
Latest comments
5
Betty
I got the same call from the Federal Legislature of Unsecured Loans described like the ones here. I got a call from a lady supposedly named "Guy" who spoke in a heavy Indian accent claiming that I owe $4000.00 dollars from a loan from 2007 which they supposedly deposited in my bank account. I disputed this with him and told him I will send bank documents to prove that I never took out a loan with this company. He then proceeded to read off a list of things I am supposedly charged with, he mentioned Theft By Deception and Money Laundering (How ridiculous, who would be laundering money for $4000.00??).
I requested that these charges be sent to me in writing and also requested that he send a copy of the loan agreement he claimed they have. He said they couldn't send them. Any company refusing to back up their claim and send something in writing is NOT LEGITIMATE!! He said that I was going to Jail and then he hung up one me. I then hung up and requested a Supervisor and was transfered to "Susan". She then told me she would see what "her attorney" could do. She said what amount am I willing to send them so that we can fix this issue.  I again requested that they send everything to me in writing to give to my attorney, he then said he couldn't send anything. I tried calling the number back and got the loud noise that you hear when you call a fax line. These people are trying to run some sort of scam!! DO NOT give them any money!!
1. If there are any formal charges against you, you will be served in writing, not with a ridiculous phone call.
2. If you defaulted on a loan with ANYONE, you would be contacted in writing within a few months of default and given a time period in which to respond and make payment arrangements,  they will not contact you YEARS after a loan agreement supposedly took place.
3. If they claim the loan was sent by electronic funds into your bank account, they would have taken back payment the same way they sent it to you...electronically!! If the funds were not in the bank, they would have taken it anyway and you would be overdrawn and which case you would have to repay the bank. The bank would then notify you, not the company.
Please beware of these people, do not let them scare you into sending them money by threatening you by trying to use legal terms and telling you that you need to have bail money ready and that you need to go to court.
Latest comments
(415) 200-0276  +1 415-200-0276  4152000276  +14152000276