The "good luck as this situation unfolds" line and the vanilla-sounding alias names for the reps strongly suggest a South Asian fake debt collector. If you really want to know how they've found you and Gramma and the neighbor's pet ferret, think back to when you or someone related gave away a pile of sensitive data to strangers through an online application form.
To be clear, this is extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
(former title: ''Who's Calling? That Debt Collector Could Be a Fake'')
The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection
i kown how you feel i get phone everday of this week im sick of all this my name is cory you can call me if you need to talk to someone i made a lot of phone calls about them my number is 269 228 6553
we tryed to get a payday loan and now this number called my husband at work saying they were going to press chargers for socail secrutiy fraud and they need our lawyrs number...and my husband was like what an he said to me this sounds like a fraud and the lady told him f*** you and hung up these people have been blowing up our phones and they just need to stop i hope they get caught
I just received a call from 14159525630. it was urgent that she speaks to my action.papers work was filed against me.they were going to call SSI to let them no I will be giving me. papers as well as takeing me to jail.I call a lawer to let them no I need a lawer to help me out. my kid"s here that I mute be going to jail start to cry ..I say don"t where I will be all right.
I just recieve this call for the first time take first a Mr Michael at (415) 251-2645 and then he told me to call him at (415) 484-6151 once I got to nearest Bi-lo and that I couldnt use my debit card or checking account information. The thing is they have all my personal information and I need for them to be stop. Then so called Mr. Murphy's law firm at 310-742-5736. I have report them to police wish there was more I can do.