The "good luck as this situation unfolds" line and the vanilla-sounding alias names for the reps strongly suggest a South Asian fake debt collector. If you really want to know how they've found you and Gramma and the neighbor's pet ferret, think back to when you or someone related gave away a pile of sensitive data to strangers through an online application form.
To be clear, this is extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
(former title: ''Who's Calling? That Debt Collector Could Be a Fake'')
The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection
They just called me phone and when I called back and let him have it he hung up in the middle of my conversation! I told him if he calls me again I will file harassment charges.
I just gott off the phone with this guy. Said I owed him $780.00. If ididn't pay NOW, he was going to have an arrest warrent issued and have me aressted at work tomorrow. Wanted my Lawyers name and told me I would need $1,500.00 dollars to post bond... Is this guy REAL?
I just received a message from the same guy as referenced in the other posts! He said that if I did not return his call, "well, then he wishes me luck!". He didn't reference any information that he had on me, other than knowing that where I work.!?!?! My question is, what do we all have in common that this creep would be getting our info from?
I will call the authorities and report this matter.
As if there isn't enough that we need to be worried about!!!!