The "good luck as this situation unfolds" line and the vanilla-sounding alias names for the reps strongly suggest a South Asian fake debt collector. If you really want to know how they've found you and Gramma and the neighbor's pet ferret, think back to when you or someone related gave away a pile of sensitive data to strangers through an online application form.
To be clear, this is extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
(former title: ''Who's Calling? That Debt Collector Could Be a Fake'')
The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection
An Indian sounding woman left a message and I have no idea what she said because her accent was so freaking thick. Based off the other comments to this message I'd say this is definitely a scam considering I've never taken a loan out in my entire life. I can't wait for them to call back, you better believe I'm gonna have a little fun with them!
I got to work and had a message left for me from illegal affairs 415-952-5630. When I called the number back a man with an Indian accent answered and began attacking me about a loan from cashamerica that I had not paid. I told him I had not gotten any loan and he told me I was lying. I tried to get information about the loan, amount date it was taken, and he said that he was just the lawyer that he didnt have the information. He told me that I would be served tomorrow at 11am with court papers. I asked for his bar number and he hung up on me.
Yeah I got a call from that 415_952_5630 and hes was trying to tell me that some place was trying to sue me and that where tryin to press charges and like I told this micheal jordan I didnt do that and I wasnt paying them