The "good luck as this situation unfolds" line and the vanilla-sounding alias names for the reps strongly suggest a South Asian fake debt collector. If you really want to know how they've found you and Gramma and the neighbor's pet ferret, think back to when you or someone related gave away a pile of sensitive data to strangers through an online application form.
To be clear, this is extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
(former title: ''Who's Calling? That Debt Collector Could Be a Fake'')
The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection
I was called and said they were going to have me arrested on Monday10/29/12. I am supposed to own some payday loan company back interest. I have never received any loan from those people I don't know what they are talking about. I will be picked up by the sheriff's dept. Mon if I don't pay it.
Me and my husband have been receiving these calls too. And they called his work and he could lose his job!! We did finally talk to some one at that number (415-952-5630) by the name Angel Shank and we told her we finished bankruptcy and she hung up. It's a total scam!!! We will be reporting tomorrow morning after the kids go to school! I'm so glad I found this site!! Thank you to whoever started this!!!!!
I received a call from (415) 952-5630 and the man with a heavy Indian accent said I have a police report on me and my social security number. He said I needed to call Michael Carter at (415) 952-5630 for more information on this report.
I just spoke with a male from this number who told me my social security number and kept asking for my attorneys infor - this is a scam - I read back to him all the comments from this webside - I am so grateful to all who have submitted info on this number....consumers must look out for one another against things such as this....
I don't understand this company who are they & why haven't they been caught yet? I filed a complaint with the FTC and I told the guy that when I called them back, I did not give them my name or anything wth are these a** and where are they getting this crap from