Accidentally answered because we have friends in TN. Listened to the spiel and found it hilarious because I don't have any credit cards! The telemarketers (scammers) are picking up speed lately.
I got a call from this number saying they could help me lower my interest rates and this was the final offer. I hung up because it sounded bunk and I didn't want to waste my time, in hindsight, I wish I'd held on a little longer and pressed 1 just so I could tell them I was going to report them. Googled the number and ended up here! Sad to know there are lowlifes like this in the world.