I have NEVER had a payday loan through BMG, Yesterday I got a call from 469-351-3450 claiming to be Rothstein Litigation Firm saying they were taking me to court that I owed nearly $2,000 in fees and such. He said he would let me pay $600.00 then and let me out of the fees ??? Right ? Claimed they had sent me dozens of notices to my address and my mother's address . I have NEVER seen 1 notice ! I told him my lawyer would be in contact with him and look over the paperwork . He was almost shouting at me by this point ... I have only used One Click Cash in the past ... Not even recently at that. I contacted OCC thinking that they may have been a subsidiary of BMG ... Nope, Not even close ! I owe $0 on any past loans I have taken out . All paid in FULL! My husband called the guy back , they put him on hold and a totally different number beeped in and it was him !!!! he got angry , really started back stepping , AND HUNG UP ! According to OCC that is illegal in itself since it is a "debtor". I wouldn't be so alarmed ,but the guy read my SSN# off !!! Now, what is he next step ? I suppose I will be making a trip to the SS office to put a block on my SSN# . They also claimed they were going to garnish my wages ... And to beat all if you look up this number it's SPOOFED ! Any legitimate company's phone number would pull up under a simple google search !
BAHAMAS MARKETING GROUP AKA ST. ARMONDS GROUP
Posted in: http://800notes.com/Phone.aspx/1-877-264-8475
http://800notes.com/Phone.aspx/1-309-889-0790#p847039568793254115
http://800notes.com/Phone.aspx/1-775-299-3736#p840323169968491965
BBB page with 17 complaints and an alert that says they are no longer in business: http://www.bbb.org/nebraska/business-reviews/ ... ha-ne-300035266#
The address listed at the BBB is a virtual office.
Some very revealing information on this web site including alternate names and addresses. Anybody ever hear of BMG?
http://www.online-payday-loans.org/contact-info/bahamas-marketing-group/
http://www.online-payday-loans.org/contact-info/cutter-group-llc/
http://www.online-payday-loans.org/contact-info/djr-group-llc/
Seems they move around a lot this report has them in Maryland:
http://www.ripoffreport.com/r/Bahamas-Marketing-Group/internet/Bahamas-Marketing-Group-Ripoff-This-company-called-in-November-as-well-as-December-of-08-i-402715
Some more complaints: http://www.complaintsboard.com/complaints/bahamas-marketing-group-c202299.html
http://forums.debtcc.com/forums/bahamas-marketing.html
I found a Bahamas Marketing Group registered in Nevada, license revoked in 2011. Owned by Joel Tucker.
I recently found 4 Bahamas marketing Group list Joel Tucker as Director, President, Treasurer, and Secretary in Nevada DOS files:
BAHAMAS MARKETING GROUP INC.
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Business Entity Information
Status: Revoked File Date: 12/30/2002
Type: Domestic Corporation Entity Number:
C32031-2002
Qualifying State:
NV List of Officers Due:
12/31/2011
Managed By:
Expiration Date:
NV Business ID:
NV20021513310 Business License Exp:
12/31/2011
Registered Agent Information
Name: NATIONAL REGISTERED AGENTS, INC. OF NV Address 1: 311 S DIVISION ST
Address 2: City: CARSON CITY
State: NV Zip Code: 89703
Phone: Fax:
Mailing Address 1: Mailing Address 2:
Mailing City: Mailing State: NV
Mailing Zip Code:
Agent Type: Commercial Registered Agent - Corporation
Jurisdiction: NEVADA Status: Active
View all business entities under this registered agent
Financial Information
No Par Share Count:
100.00 Capital Amount:
$ 0
No stock records found for this company
Officers Include Inactive Officers
President - JOEL TUCKER
Address 1: 1489 WEST WARM SPRINGS ROAD Address 2:
City: HENDERSON State: NV
Zip Code: 89014 Country:
Status: Active Email:
Secretary - JOEL TUCKER
Address 1: 1489 WEST WARM SPRINGS ROAD Address 2:
City: HENDERSON State: NV
Zip Code: 89014 Country:
Status: Active Email:
Treasurer - JOEL TUCKER
Address 1: 1489 WEST WARM SPRINGS ROAD Address 2:
City: HENDERSON State: NV
Zip Code: 89014 Country:
Status: Active Email:
Director - JOEL TUCKER
Address 1: 1489 WEST WARM SPRINGS ROAD Address 2:
City: HENDERSON State: NV
Zip Code: 89014 Country:
Status: Active Email:
Redmond Scott web page is blank. This is all I found out about them: https://www.aihitdata.com/company/014B473D/REDMOND-SCOTT/overview
No BBB page, no Bizapedia Page.
A Bizapedia search of Joel Tucker indicates that in addition to the BMG he owns Black Seas Investments, LLC http://www.bizapedia.com/nv/BLACK-SEAS-INVESTMENTS-LLC.html and Authorize Express which is listed as dissolved also http://www.bizapedia.com/nv/AUTHORIZE-EXPRESS-LLC.html
No BBB page on Black Seas.
Nevada Department of State information:
BLACK SEAS INVESTMENTS LLC
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Business Entity Information
Status: Active File Date: 7/6/2007
Type: Domestic Limited-Liability Company Entity Number:
E0489542007-4
Qualifying State:
NV List of Officers Due:
7/31/2015
Managed By:
Managers Expiration Date:
NV Business ID:
NV20071205656 Business License Exp:
7/31/2015
Additional Information
Central Index Key:
Registered Agent Information
Name: AGENT SERVICES, LTD. Address 1: 871 CORONADO CENTER DR STE 200
Address 2: City: HENDERSON
State: NV Zip Code: 89052
Phone: Fax:
Mailing Address 1: Mailing Address 2:
Mailing City: Mailing State: NV
Mailing Zip Code:
Agent Type: Commercial Registered Agent - Limited-Liability Corporation
Jurisdiction: NEVADA Status: Active
View all business entities under this registered agent
Financial Information
No Par Share Count:
0 Capital Amount:
$ 0
No stock records found for this company
Officers Include Inactive Officers
Manager - NEREYDA M NUNEZ TUCKER
Address 1: 5600 WEST 97TH STREET Address 2:
City: OVERLAND PARK State: KS
Zip Code: 66207 Country: USA
Status: Active Email:
They were reinstated 2010.
I also found a listing for a permanently revoked company called Global force Group, LLC.(Boy this guy seems to have a hard time keeping his companies open)
GLOBAL FORCE GROUP, LLC
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Business Entity Information
Status: Permanently Revoked File Date: 8/16/2006
Type: Domestic Limited-Liability Company Entity Number:
E0621552006-6
Qualifying State:
NV List of Officers Due:
8/31/2007
Managed By:
Managers Expiration Date:
NV Business ID:
NV20061229755 Business License Exp:
Registered Agent Information
Name: INCORP SERVICES, INC. Address 1: 2360 CORPORATE CIRCLE STE 400
Address 2: City: HENDERSON
State: NV Zip Code: 89074-7739
Phone: Fax:
Mailing Address 1: Mailing Address 2:
Mailing City: Mailing State: NV
Mailing Zip Code:
Agent Type: Commercial Registered Agent - Corporation
Jurisdiction: NEVADA Status: Active
View all business entities under this registered agent
Financial Information
No Par Share Count:
0 Capital Amount:
$ 0
No stock records found for this company
Officers Include Inactive Officers
Managing Member - RICHARD J GARCIA
Address 1: 3155 E PATRICK LANE STE 1 Address 2:
City: LAS VEGAS State: NV
Zip Code: 891203481 Country:
Status: Active Email:
Manager - JOEL J TUCKER EVANS
Address 1: 3155 E PATRICK LANE STE 1 Address 2:
City: LAS VEGAS State: NV
Zip Code: 891203481 Country:
Status: Active Email:
Remember, when criminals such as these call, make sure they know that you are aware of your rights:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
I got a call from them saying I took out a loan from peak 3 holdings back in January of 2013 witch I never did. I even pulled up my statements from January13 February13 March12 even December12 I had no such deposit for the amount they said I took out. They said they will do a investigate. Got a call back today saying it was me that took out the loan and I'm getting sued and a court summons and my wages will be garnished. I told the lady who was not vary nice to send me an amount verification letter she said you will get a letter its call a cout summons and she then said that's all I have to say to you and hung up. Oh she also said I'm getting charged with bad check writing for the pay day loan as well. I told her it's not a criminal acted in the state of Michigan to be charged for bad check writing on a pay day loan so I told her that's also faults.
In US law, a payday lender can use only the same industry standard collection practices used to collect other debts, specifically standards listed under the Fair Debt Collection Practices Act. The FDCPA prohibits debt collectors from using abusive, unfair, and deceptive practices to collect from debtors. Such practices include calling before 8 o'clock in the morning or after 9 o'clock at night, or calling debtors at work.[27]
In many cases, borrowers write a post-dated check (check with a future date) to the lender; if the borrowers don't have enough money in their account, their check will bounce.
Payday lenders will attempt to collect on the consumer's obligation first by simply requesting payment. If internal collection fails, some payday lenders may outsource the debt collection, or sell the debt to a third party.
A small percentage of payday lenders have, in the past, threatened delinquent borrowers with criminal prosecution for check fraud.[28] This practice is illegal in many jurisdictions and has been denounced by the CFSA, the industry's trade association.
I received call and voice msg left that if I don't take action immediately that "fraud" charges were going to be placed against me. I tried to call this # back and requested to speak to manager and was given another collector who portrayed herself Joan stans on who said she was owner.. I asked for her company name and the relevant info pertaining to this debt be sent to me via mail. She says explain it to the judge and hung up on. I call back to get voice mail... Really this is messed up and is harrassing!!!