Who called from 4694845750

Funny. I guess you might think we haven't tried EVERY means of contacting your neighbor BEFORE we bothered you. However, your neighbor has not only ducked from us HE IS ALSO COMMITTING A CRIME by concealing the property we are looking for.

Yes, the agent that called you was asking for your help. Same as you would if you got broken into and robbed. You'd EXPECT your neighbors to assist in identifying the thieves who took from you.

Since it's not YOU (this time) it's easy to stay uninvolved. Let's hope you don't ever need the reciprocal favor from a neighbor and they don't ignore the investigators.

There are bad apples in ANY company. I've never dealt with a company where everyone was an angel and all was well with the world.

Hell, I work here and don't like all of the people and don't agree with everything they do - BUT - most of the people here are actually good people. Just doing a job.

This company does collections on charged off auto loans from Capital One. They are ruthless. They will break the FDCPA every chance they get. Know your rights! Record every phone call! I dealt with Investigator Brian Jennings. Record every phone call and threaten to sue them in writing and verbally. Here's what happened to me: A@@hole Brian Jennings and Windsor dropped my account after I showed them audio recordings of Brian Jennings verbally breaking provisions of the FDCPA!! They told Cap One that they wouldn't work my account after I threatened to sue them for $2M in a written letter.

Don't let these people intimidate you. Be prepared, Brian Jennings and his manager will tell you AND family members: "You are committing theft by conversion by not returning the vehicle !! You are going to be arrested very soon !"

Don't listen to these people. It's a lie, harrassment, and unlawful! It IS technically possible that an auto loan creditor CAN make a request for an arrest warrant on the basis of "Theft by conversion", meaning, "Theft of the collateral by converting it from collateral to your own property". However, in practice, this does not occur. Creditors and judges know that it is socially unpopular to "Put in a person in jail for not paying a debt", so it almost NEVER happens.

I hope you're reading this Investigator Brian Jennings!! You are scum !! Remember me?

Not to mention, Debbie... that these gutter rat's are about as unscrupulous and untrustworthy as they come. They operate JUST over the line, and then some, of what's legal... breaking many the rules as outlined by the Federal Trade Commission as well as breaking the law as outlined by the FDCPA- Fair Debt Collection Practices Act.
They ATTEMPT to give the impression that they operate from higher "moral ground" than what they actually are. And they seem to LOVE targeting women... and relatives.
If they were a legitimate enterprise, they wouldn't hide in the dark like cockroaches.
It's my understanding that they CONTINUALLY break the law by overstepping the boundaries that are in plac for the protection of the rights of the consumer.
The fact that they contacted YOU and discussed the matter with you is a DIRECT violation of the law...
If you tell your neighbor ANYTHING... I recommend that you suggest they file action against these people for that and the multitude of other violations they will find perpetrated by the dumpster diving gutter snipes that consider themselves "gainfully employed" when in all actuality most of them are criminals themselves.
Just read thru some of these posts as I have... and ask yourself... "do these crooks sound legit"?

Mr. 18K...
You're 100% correct... I sat thru 45 minutes of listening to some "holier-than-thou" gutter snipe preaching to me from a self appointed position of moral superiority... while I could hear his barely literate trailer trash female cohort (probably a "relation")  rambling & trash talking in the background.

VEEERRRYYY professional... (my eye).

I tried to be civil & polite, but was unable to get a word in edgewise... guy LOVED to hear himself ramble & bloviate... so people shouldn't believe these a**wipes when they say they want to help "work things out"... their happy to be getting paid (finally) in addition to feeling "special".

They've broken a multitude of the FDCPA provisions, just as you indicated, and that appears to be standard operating procedure for these... dumpster diving pond scum.
I printed the provisions and ran a highlighter dry marking the articles they've voiolated thus far.
Have also filed a formal complaint with the FTC- Federal Trade Commission

For those who may be so inclined... copy & paste the sites below.
Web address is:  
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Also: web address for outline of your rights...  http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

Takes a few minutes, but well worth it if you feel the need to help sideline these... pukes.
It's ONE thing to owe money & be on hard times... many are!
But for these opportunistic, ambulance chasing crackpots to exploit people thru intimidation is pushing the limit.
I'd rather have them go BACK on welfare, and support them thru my tax dollars, than have them make money by intimidation & illegal tactics perpetrated on those .

If these closet cases want to feel like real "crime fighters"... they should grow a pair, get off the couch & turn off the "reality shows" that fuel their repressed feelings of inferiority.

I feel sorry for the people that buy into the crap and abuse of these idiots & crooks who can browbeat or threaten the genuine innocents.
Got to admit... some people DESERVE dealing with the likes of these... turds... but most don't.

Rule # 1: They are unscrupulous and can be trusted FAR LESS than the people they target.
I look at it this way... if & when the economy improves... these deadbeats will go back to selling crack or robbing convenience stores... and probably end up on the receiving end of what they do now.
Irony, eh?