Same story. James Moore from Wells Fargo, looking to consolidate my existing credit card and auto payment balances. The idea is he would "cut me a check" to pay these off. Wouldn't give me the possible interest rate on this consolidated debt until I let him run my credit report. He claimed he already had my social security number, although I escaped the call before finding out if he could truly read it back to me. He was very pleasant when I said I would prefer to call him back when I'm not at work.
Called and said he was James Moore with Wells fargo as well...he was wanting to see if he "could help refinance my car payments." I said I was happy with what I was paying. He said that I could call back if I wanted and repeated his name. Probably a scam. his tone of voice was not professional at all either...