I gave them a sob story about how grateful I was, and that my husband and I worked for the same company and had BOTH just been laid off. Then I crackled a shopping bag into the receiver for several seconds. Then I hung up.
This is another one of those Credit Card interest rate scam calls. There want you to push the number 1 button to be connected and they will help you in lowering your interest rate for all credit cards that you have. This is clearly a scam and they should be put out of business.
The callers are the drug-addicted "card services" scammers, who call us, pretending to be associated with our credit card companies, in an attempt to fool us into giving them our credit card numbers, so they can rip us off. People that have given their card number to these junkies have suffered severe financial losses. Beware of these lowlifes, and warn others, before they are cheated!