Got a call from kate mathis saying that I took a loan out but they would not provide any details. They tried to get me to settle and when I said no she said see me I court
Received a message from Stacey Foster, Special Investigator. Did not state a company or name of a company I supposedly owed money to. Stated a claim had been submitted against me and either my attorney or I must respond in 24-48 hours. When I first called, there was no answer for over an hour. I then called the next morning where I spoke with a woman by te name of Kimberley. She stated I owed $1500+ to a payday loan company and began threatening me with questions such as did I take this money and run and commit fraud, etc. Once I asked what company and when it was taken out, she stated the name of Payday Loans and More and that it had been taken out in "sometime in 2009, it doenst show what month" and could only give me the last three digits of the account number and no other info (isn't this my debt, and as such dont I have the right to all pertinent information regarding an account?) Then when I told her I had a bankruptcy filed an discharged two years ago, she told me to call her back with the case number as she couldn't wait for me to get it. I informed her that if she was asking me for info, she would wait as long as it took. She then said good bye and hung up. I then called back and took two calls and forty minutes to get through. Once I got back through, I asked immediately to speak to a supervisor, where lo and behold, the person who had anwered (Kimberley again) turned out to be the supervisor. Once I began asking info about the company she worked for and how they came across this account, she stated the Payday loan company had sought out legal counsel...I live in Las Vegas, have since 1994...why would a Vegas Payday loan company seek out legal counsel elsewhere, especially 14 hours away, in Kentucky. She the began answering my questions with one word responses and kept asking if that was all and trying to get off the phone.
I received a call from Erica Smith from Central Legal Services at my work number, asking me to phone 502-526-4380. She gave me a case # to refer to and she didn't tell me the nature of the call, nor did I ask her. I didn't have to ask, as these people have been trying unsuccessfully to get me to pay some amount they said I owe for a payday loan, which was paid off several years ago. They have all sorts of techniques, use scare tactics, and sound threatening, but actually they probably work out of a basement somewhere with limited education and probably have a criminal record. You can always call them and subject yourself to their embarrassing attempts to scare you, but I have learned the best approach is to simply not call them. If you owe the money then it will show up on your credit report as an unpaid debt. If you owed a true debt, you would receive letters in the mail with details of the debt, instead of getting harrassing calls. The easiest thing to do is to hang up as soon as you know who it is.
I too recieved the infamous call from a Stacey Foster identical to the letter above from Jay...thanks for posting, it certainly took the edge off. She started talking about restraining orders and so on and so forth...don't answer these calls people!
Dear all, I just got the same call with the same speech. The point is I do not had any payday loan before. Thank you for the advise, I can understand that probably is a group of people trying to have 'easy money'. I won't return the call and I suggest if you receive the same call don't do so.
I just recieved the same call. Like stated above, if i owed them money or had to appear in court or there was a restraining order, then i would get paper work.. Not harressment..thanks for the post. I feel better:)