You people are pathetic! Get a life! I think everyone should spend their day making comments about whether or not someone is or isn’t who they say they are. And if "Dave" does work there, at least he has a job, it’s not his fault you don’t have money to pay your bills.
I just find out this call is from a legal and trusted agency.Its website is http://www.actioncollection.com. So I feel safe to answer back that call next time.