got a call from veronica lopez telling me to call an 877 number regarding a debt owed. This is an absolute flat out criminal trying to take your money. they claimed to be a debt collecting agency in fresno, ca
this number calls me repeatedly on my phone and has asked for Henrietta Hick (heck, hiks, ???) and I keep telling them there is no person here by that name. Now they send me a message from credit bureau, USA with Fresno, CA number telling me they are debt collectors. Are they dense? I am not that person and don't know her - I've even tried to find out who she is without any luck. Stop calling the wrong person.
I doubt that is the real name of a debt collector. Did they give you an address of where they are at?
OK, I stand corrected. give me a few minutes and I will post what you need to do to stop the communications.
You need to send them a certified, return receipt "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
CREDITORS BUREAU, USA AKA FRESNO CREDIT BUREAU
Number threads associated with these crooks: http://800notes.com/Phone.aspx/1-559-256-2056
http://800notes.com/Phone.aspx/1-559-650-7113#p1207891216165626485
Website gives no address of any kind: https://www.creditorsbureau.com/
http://www.fresnocredit.com/
BBB gives them an accredited A+ with 1 complaint and 1 negative review: https://www.bbb.org/central-california-inland ... n-fresno-ca-885
California Dept. of State info (note that they told the BBB they were in business for 82 years, but state registration says 63 years at the time of this report):
C0274732 FRESNO CREDIT BUREAU
Registration Date:
05/26/1953
Jurisdiction:
CALIFORNIA
Entity Type:
DOMESTIC STOCK
Status:
ACTIVE
Agent for Service of Process:
COURTNEY REYNAUD
757 L STREET
FRESNO CA 93721
Entity Address:
757 L STREET
FRESNO CA 93721
Entity Mailing Address:
PO BOX 942
FRESNO CA 93714
Other complaints:
Interesting that the only good review on this site is from someone in Great Britain, so I have to wonder why he is giving a review unless he was paid to do it: https://www.yelp.com/biz/creditors-bureau-usa-fresno-2
Looks like they have been sued:
https://www.gpo.gov/fdsys/granule/USCOURTS-ca ... ent-detail.html’
https://www.pacermonitor.com/public/case/8019 ... it_Bureau_et_al
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
As well as the California AG’s Office: http://oag.ca.gov/