Live operator call from Risen Capital.  I thought the agents voice sounded familiar, and they referenced one of my nom de plumes.  However, I don't recognize the business name, but they could have operated under another name.  This is a merchant advance place, where they 'advance' you money and then auto-draft a daily amount form your bank until they get their advance and substantial fees back.  Asked about durations of the advances, and how much it would typically cost.  Told me if I got an advance, and paid it back in 1 year, it would be about 25-40% more than the advance.  That's quite a high effective APR rate. If I needed money, I would need to make sure I could spend it on something with a 25-40% ROI or else I'd be a complete complete idiot.

Also, these people appear to be new to the game.  Their web site is http://risen.capital (note it uses one of the new Top-Level-Domains, so there's no .com or anything).  It was registered on Jan 28, 2015.  They are registered in Florida, also with a date of Jan 28, 2015.  No apparent social media activity or anything else under Google.  Not sure I'd want to do business with such a short track record.